Sector
Agriculture
Keyword

Agriculture Finance Officer

Field Officer

Minimum ? Diploma

Certified training for Agriculture Field Officer (programme aligned to AGR/Q7701 released by Agriculture Skill Council of India)

Not applicable

The tasks an Agriculture Field Officer is expected to perform include:

Promoting bank loan products to the farmers

Pre-assessing the credit-worthiness of the farmers

Formulating strategies to reach prospective borrowers

Liaising with companies for agriculture products and equipment

Performing initial screening of loan applications to select applicants

Attending the meetings of the co-operatives

Disbursing loan to the farmers

Supervising follow-up for repayment of the loan

Basic knowledge of agriculture production and economies

Familiar with the methods to assess credit records and worthiness of the farmers

Knowledge of the types of loans available to the farmers

Knowledge of eligibility criteria of all the loan types

Familiar with the documents to be collected for loan processing

Skilled in the follow-up procedures after loan disbursement

Skilled in maintaining loan records and documents

Knowledge of local language

Not applicable

Physically fit

Detail-oriented Good communication skills Good negotiator

It is not a desk job

Need not handle a team

Local travelling is a part of this job role

Part-time work and contractual jobs are not available

Work from home option is not available

Working hours

Working hours are 9 hours a day for 6 days a week

Overtime maybe required

Shift system is not available

Is the job suitable for a candidate with special needs?No

This job is not listed as hazardous or dangerous under The Factories Act, 1948 (section 87)

One may develop occupational hazards such as high obesity, high cholesterol level, stress due to excessive travelling, etc.

For freshers -INR6,000INR7,000 per month

(These figures are indicative and subject to change)

Trends in Agriculture Sector

The Indian agriculture sector accounts for 18% of India's Gross Domestic Product (GDP) and employs just a little less than 50% of the country's workforce. This sector has made considerable progress in the last few decades. Spice exports from India are expected to reach US$ 3 billion by 2016-17 on the back of creative marketing strategies, innovative packaging, strength in quality and a strong distribution network. The Indian spices market is pegged at `40,000 crore (US$ 6.46 billion) annually, of which the branded segment accounts for 15%.

Potential for the Given Job Profile

One of the problems that the agriculture sector is facing is shortage of the funds to buy new innovations. The Field Officer will make sure this problem is relieved to some extent. Since agriculture is the largest sector in our country, the financial institutions are also trying to bag this opportunity to provide credit to this sector. The demand for Agriculture Field Officer and related professionals will thereby grow with the growth of this sector.

Financial institutions Government agencies supporting agriculture

Cities and towns in India